Dental Insurance Policy
Generally, dental offices prefer direct payment from the patient at the time of service and then process the insurance information for later reimbursement to the patient.
However, as a courtesy and convenience to you, we will accept direct payment from the Insurance Company. Therefore, the following guidelines are necessary to prevent confusion. Since policies and plans vary between companies, certain Insurance policy standards are made as follows:
1. Dental insurance policies generally have an annual deductible. You are responsible for paying this amount directly to the office at the start of treatment.
2. The vast majority of dental insurance policies require a copayment on the part of the patient. This copayment is generally 20% to 50% of the fee for a given service and this payment will be required from you the day the service is rendered.
3. Dental insurance generally has an annual maximum of benefits which will be paid to a given patient for the policy year. Any treatment costs that exceed this maximum annual amount are to be paid by you directly to our office.
We will cooperate in every possible way in order for you to receive the maximum insurance benefits for which you are entitled. Despite our efforts, disputes occasionally arise with Dental Insurance Companies. If there is a dispute with your Insurance Company, we will supply any documentation you may need to help resolve this disagreement. However, we must remind you that the financial relationship is between you and our office, not between our office and your Insurance Company. Therefore, you have the final responsibility and obligation for payment of your bill.
Fees & Payment Policies
Our main goal is for you to obtain the highest quality of dental care by providing you the service that is based upon a professional, courteous, and confidential working relationship between you and our office. In order to prevent misunderstandings, it is our policy to clear all financial procedures at the beginning of your treatment.
Payments must be made when services are rendered. If your treatment requires several visits, you will be given an estimate of time and cost involved. Partial payment plans can be arranged on bi-weekly or monthly basis, depending on the treatments. However, final payment is expected in full upon completion of a procedure. We accept major credit cards, checks and cash.
We’re pleased to offer our patients CareCredit, North America’s leader in patient payment plans. CareCredit lets you begin your treatment immediately – then pay for it over time with low monthly payments that fit easily into your monthly budget.
CareCredit for dental procedures.
Your healthcare credit card.
CareCredit is the credit card exclusively for healthcare services. With no up-front costs and no pre-payment penalties, CareCredit lets you pay over time and frees up cash and credit cards for the other things you want or need. CareCredit offers low monthly payment plans for healthcare procedures not commonly covered by insurance, including dental treatments. Plus, you can use your card again and again to pay for additional treatment for yourself or family members in any CareCredit practice.
Low minimum monthly payments
No up-front costs, no pre-payment penalties
Learn more by visiting CareCredit.com or contacting our office.
Ready to Apply? Apply online for your CareCredit card today.
Suffolk Dental also offers 45-day checkhold program which allows patients to pay off their copayments over period of 45 days. Please contact us for more info. Restrictions may apply.